Investing as Resistance: Make Your Money Work For You

February 22, 2026
Nicole Perryman
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Workshop Summary

In many Black and racialized communities, conversations about money have been shaped by survival, scarcity, and systemic exclusion.

This session reframes investing as a tool of resistance — a way to build ownership, stability, and long-term freedom. Participants will learn how investing actually works, including foundational concepts such as ownership, risk, and compound growth. The workshop will also explore common myths and barriers that prevent Black and racialized youth from entering investment spaces — and offer practical strategies to move beyond them.

This session invites youth to reflect on how their lived experiences shape their relationship with money. Participants will unpack how financial systems operate, how structural barriers impact access, and how those systems can still be navigated strategically.

Youth will leave with one clear, age-appropriate way to begin investing — or to prepare to invest — using the resources they already have. Most importantly, they will gain a new understanding: that investing is not just about money, but about choice, power, and expanding what is possible for their future.

Course Learning Objectives

Strengthen knowledge of self by helping participants understand how their background, beliefs, and experiences shape their relationship with money and investing.

Build knowledge of systems by breaking down how investing works within larger financial systems, and how these systems can be navigated despite structural barriers.

Expand knowledge of possibilities by showing how consistent investing can create long term options, stability, and freedom beyond the cycles many youth see around them.

Learning Objectives:

  • Understand how investing works, including basic concepts like ownership, risk, and compound growth.
  • Identify common barriers and myths that prevent Black and racialized youth from investing, and learn how to move past them.
  • Learn one clear, age appropriate way to start investing or preparing to invest using the resources they already have.

About the Speaker

Biography:

Reni Odetoyinbo is a financial literacy content creator and educator with over a decade of experience in investing, saving, and personal finance. She helps youth and young adults understand money, build wealth, and make confident financial decisions. Through accessible, practical strategies, Reni empowers people to take control of their finances, break cycles of financial instability, and plan for long-term success. She creates content across social media and runs the Don’t Go Broke Collective, an accountability group that guides members in investing, saving, and achieving their financial goals.

IMG 0494 Reni Odetoyinbo

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